I was set to get a fairly large tax return...until the US department of Education took all of it! It makes no sense, as I am in default, but I am making payments on it. And now I can't make my last payment to get out of default because they took my return...which was way more than what I owed, but not so much that they would need to take the whole thing. And my roommate apparently held on to a few checks that I wrote him between1-3 months ago and decided to cash them all on Friday, before I got paid and when my rent was due. That seems a bit inconsiderate...