So I found out today the average American (US) has $10k in debt, and $0 savings in the bank, a fact that boggled my mind. Since I started working after college, I always made sure I had at least $3k in the bank, in case I lost my job or another emergency occurred. Now I have considerably more than that in the bank, but I'm wondering what most people think is an appropriate amount of savings for the rainy day.